When buying a home, make sure you have the right homeowner's policy to fit your needs!  Talk to your agent to insure that you have the right coverage for your home at the best value.  Ask these questions:

•  What is the maximum amount of liability my policy will cover?
•  Are there different deductible options and how does that affect my coverage?  
• Are there different coverage limits on my items like jewelry, art, antiques and other expensive items if stolen or lost or damaged?  
• Are my possessions covered if lost, stolen or damaged outside of my home?
•  What about disasters like floods, tornados, earthquakes?  Does my insurance cover some or all of these disasters and what kind of coverage?  
• If my home is in a flood zone, can I get flood coverage privately or do I have to go through a government program?  
• Does the company offer discounts?​​

​Your home is a major financial investment - make sure you have the right insurance coverage to protect that investment!